Most car insurers have a no excess option for policyholders. It may seem attractive initially in that you do not have to pay a large cash sum when claiming. However, a no excess car insurance policy is more expensive. It significantly increases your monthly premiums...
Almost 7 in 10 vehicles on South African roads are uninsured. As a road user, you are not only at risk of an accident with an uninsured vehicle but you may be at financial risk if you do not have car insurance. It is not only about the cost of repairing or replacing...
The warranty on your car is one of the essentials that most vehicle owners need. It ensures that the owner is protected against the financial impact if one of the major parts of a car breaks down or wears out. Unfortunately the warranty eventually expires on a new...
Parking your car on the street can directly affect your car insurance premiums. If you plan not to disclose this fact to your insurer then think again. Insurers may investigate your claim and if you were dishonest at the time of underwriting, your claim payout could...
Drinking alcohol and driving is known to be responsible for at least 40% of road traffic accidents in South Africa. During festive periods, drunk driving is believed to contribute to as many as 7 in 10 road traffic accidents. Despite the known dangers of drinking and...
Have you checked your car tyres recently? Did you know that it could affect a car insurance payout? Ideally your tyres should have at least 3mm (millimetres) of tread to function at its best but the law states that the tread must be at least 1mm. Bald, smooth or plain...
If you are looking at ways to save on car insurance premiums but still want some protection against the costs of damage to your vehicle then you should look at scratch and dent cover. It is not a car insurance policy as you know it. But it does help you fund the costs...
If you are feeling the pinch of car insurance premiums in South Africa, then you should consider ways to save on cover without giving up your policy altogether. Times are tough and you are not alone in feeling the financial sting of insurance premiums. South...
Car insurance is not cheap but it offers you a level of financial protection that cannot be matched. If you are looking at dropping your car insurance and find another alternative then you may be disappointed to find no other product can match the full range of...
Young drivers are often not economically active but have to face the reality of higher car insurance premiums that older adults. Car insurance companies assess the risk profile of an individual when determining premiums but these factors are based on group risk. Young...
